Owning a home can be more expensive than most people realize.

There are many costs that most people don't consider before considering a purchase.

Appraisal Fees. (Not Part of the Home Inspection) Your lender will require you to an appraisal to determine the value of your home.  Appraisal fees range from about $300 to $400 in most areas. 

Pest Inspections.(included in local area home inspection) Pest inspections are often required for VA and FHA loans, but even if your lender doesn’t require it you should consider having an inspection completed so that any damages and treatment can be taken care of as part of the purchase negotiations.

Well water quality and Septic Test (Not Part of the Home Inspection) In Kansas many homes in rural areas on Wells and Septic systems. It’s important to have a water quality test is your drinking water is on a well. Also if there’s a septic system, you should consider having a pressure test conducted and don’t forget to ask the seller for maintenance records. A neglected system could cost you thousands down the road.  

Additionally, there are closing costs, moving costs, property taxes, home owner’s insurance and unforeseen repairs costs.

When you decide to buy a home you’re making an investment in your future, but it’s truly a buyer beware market. Once you move in, you’re no longer able to call the landlord or the seller to ask them to repair the things you didn’t find prior to purchasing the home. Although buying a home can be quit stressful, if you’re armed with the right knowledge buying a home can also be quit rewarding. That’s why a home inspection is a vital part of the home buying process. We’ll identify problems so you can negotiate repairs upfront, before you’re the one footing the bill.